RCBC Savings Bank Personal Loans

REQUIREMENTS AND QUALIFICATIONS
FOR PERSONAL LOANS

QUALIFICATIONS:

1. Permanently employed for at least 2 years.
2. Company should be listed in the top 10,000 corporations.
3. Middle management position.
4. Basic salary of at least P20,000.00
5. Credit card holder for at least 2 years.
6. If self-employed, business should be operating for at least 5 years.

Please download the Application Form below:


Application Form (PDF Format)


Application Form (Microsoft Word Format)

or JPEG Format
Page 1 - Page 2
(click to download the application form)

Please fill up the application form and send it back together with the required documents:

E-mail application form and documents required to:
goldenhat67@yahoo.com.ph

Please contact:
Jun at: 409-7495 * 466-0480
Ellen at: 466-0479
Smart: 0928-5082376 * 0920-9610865
Sun: 0923-7451 * 0923-8520963
for further details.



DOCUMENT REQUIREMENTS
FOR PERSONAL LOANS

EMPLOYED:

1. Filled up application form.
2. 2 months latest pay slips or COE with salary and taxes breakdown.
3. Photocopy of latest ITR or BIR Form 2316.
4. Photocopy of 2 valid ID’s.
5. Photocopy of latest credit card billing statement with residence address.
6. Photocopy of latest utility bill if residence address is not stated in #5 requirement.


SELF-EMPLOYED: (SINGLE PROPRIETORSHIP):

1. Filled up application form.
2. Photocopy of DTI.
3. Photocopy of latest 2 years ITR and Financial Statements.
4. Photocopy of latest 6 months bank statements.
5. Photocopy of valid ID.
6. Photocopy of latest utility bill (Meralco, PLDT, Water)
7. Photocopy of latest credit card billing statement.


SELF-EMPLOYED: (CORPORATION):

1. Filled up application form.
2. Photocopy of sec
3. Photocopy of latest 2 years ITR and Financial Statements.
4. Photocopy of latest personal ITR.
5. Photocopy of latest 6 months bank statements.
6. Photocopy of valid ID.
7. Photocopy of latest utility bill (Meralco, PLDT, Water)
8. Photocopy of latest 3 months credit card billing statement.


ADDITIONAL DOCUMENTS:

1. Bank certification if borrower has an existing loan with other banks (status and details)
2. Statement of Assets and Liabilities duly prepared by accountant and certified correct by the borrowers for loan amounts of P500,000.00.

Amortization Table:
(Click Table for a Larger View)

E-mail application form and documents required to:
goldenhat67@yahoo.com.ph

Please contact:
Jun& Ellen at:(02) 9173931
CP: (0927) 6354724
for further details.

Loan Purpose
· Pay-off credit card bill/balances
· Medical/surgical/doctor’s bills
· Tuition, matriculation, school related expenses (books, uniforms, supplies)
· Travel, vacation, Car repair and maintenance expenses
· Home improvements, furnishings
· High end appliances and gadgets (e.g. notebook computers, 42” flat TV)
Eligible Borrowers
· Current credit card members of Mastercard, Visa, Amex, JCB with minimum 2 years membership
· With owned (2 years) or rented (3 years) residence
If Employed
· At least of middle management
· Minimum monthly income of P20,000
· Minimum of 2-year tenure
· Employer among top 10,000 corporations
If Self-Employed
· Business must be at least 5 years in operation
· Profitable for the last 2 years
Financing Features
· Minimum loan amount - P100,000 (subject to paying capacity of borrower)
· Minimum loan amount - P500,000 (subject to paying capacity of borrower)
· Minimum term - 6 months
· Maximum term - 36 months
Counselling – With a minimum loan of just P100,000.00, we will give you topnotch advice on the best way to save or settle your other obligations; home renovation and tuition fees, medical bills, travel, car repair and maintenance expenses.

Flexibility – You can opt to stretch your loan payment to as long as 36 months for lower monthly amortizations. We will likewise give you an option to pay minimal interest in as short as 6 months.

Convenience – Open an RCBC Saving Bank checking account, so you don’t need to go to the bank each time you need to pay your monthly amortization.